Flood Zones and FEMA's 50% Rule?
In the lowcountry, flooding is a major concern. New structures are required to be elevated above the base flood elevation if they are in a flood zone. Base flood elevations are reevaluated periodically, so an older home may be below the flood elevation and subject to FEMA’s 50% Rule. A surveyor can determine the flood zone the house is located in and provide an elevation certificate to verify that the building is properly elevated.